Financial Planning

Financial planning is a discipline that we recommend to all of our clients. Working regularly with one of our associates will help you:

  • Clarify your personal and financial goals
  • Provide direction to your decision-making
  • Understand how financial choices impact each other
  • Devise concrete strategies for a rewarding and secure future

Many clients use J. M. Bernardo & Associates to coordinate their business and personal finances. Call or email us today for an appointment to discuss your financial future with one of our associates.


  • Education planning
  • Retirement planning
  • Estate planning